Personal financial planning articles...


Investing:
Does It Make Sense to Get Into The Market for Troubled Homes?
Too Rich for a Roth? In 2010, That's Going to Change
Taking A Fresh Look At Retirement Plan Allocations
Safer Investment Decisions in 2009
New Year's Resolutions for a Financially Healthy 2009
Dealing With Market Declines (opens in a new window)
Investing Regularly -- In Both Bull and Bear Markets -- can work to your advantage (opens in a new window)
With the Market So Uncertain, Are Immediate Annuities a Good Way to Preserve Your Retirement Savings?
During the Real Estate Freeze, Vacation Homes Might Be a Warm Spot
Foreclosure Investing isn't for the Squeamish

Retirement Planning:
Why It’s Important To Take an Interest in Retirement Plan Fees
What is the Risght Amount to Withdraw from yur Retirement Fund Each Year?
Some Annuities Offer a Way to Pay for Long-Term Care
How to Prepare to Un-Retire
Reviewing the Basics of Annuities
Adult Children with Nest Eggs Can Create Private, Low-Cost Reverse Mortgages for Their Parents
Ways to Afford Your Retirement Account Catch-Up Contributions
Downsizing a Home Isn’t All About Stuff: It Can Be a Smart Financial Move, Too
A Primer on Medicare and Medigap Coverage
What if Your Employer Doesn't Want You to Retire?
Don't Let Economic Troubles Threaten Your Retirement Plans
What To Do With Your Retirement Plan Money When You Change Jobs
Now Is A Good Environment for Roth IRA Conversions
Retirement Planning Mistakes
What's the Correct Amount to Withdraw from Your Retirement Funds Each Year?
What if Your Employer Wants You to Retire Slowly or Come Back From Retirement?
To Retire or Un-retire?
Be Careful About Picking Beneficiaries for Your IRAs and 401(k)s

Personal Financial Management and Planning:
Medical Tourism:  What You Should Know
Planning Home-Based Care for an Elderly Relative
Keeping Your Credit Score Healthy
A Midyear Financial Checkup Can Make For a Smarter Second Half
Planning for a Child's Private School Education
How Personality Traits Affect Financial Planning
Ways to Analyze Charities and Give Smarter
Moving Toward a No-Debt Lifestyle:  Steps to Consider
New Careers After Age 50 -- Where the Jobs Are, How to Spruce Up Your Skills and Ready Your Finances for the Change
Stepping In Financially For An Older Relative At A Time Of Need
Should You Be a Borrower or Lender?  The Return of the Personal Loan
Helping Older Relatives Articulate Their Long-Term Care Wishes
Love and Money:  Is a Postnuptial Agreement Right for You and Your Spouse?
How to Get the New Year Off to a Great Financial Start
Steps to Take When Someone in the Family is Facing a Serious Health Crisis
Helping Your Kid Build a Lifetime Emergency Fund
The Importance of Having Separate Disability Income Insurance Coverage
How Your Personality Affects Your Decision-Making
Late-Life Marriages and Remarriages Require Unique Financial Planning
10 Things You Can Do Immediately to Slash Debt and Spending
Even in Tough Times, Grandparents Can Still Help Their Grandchildren Get a Good Financial Start
Thinking About Inflation?  Here Are A Few Ways To Protect Yourself
Dealing With Companywide Pay and Benefits Cuts
It's Summertime -- Not a Bad Time for a Midyear Financial Checkup
Why Financial Planning Matters in the Toughest of Times
How does the 2009 Stimulus Plan Affect You?
Ways to Save Money on Health Care and Health Insurance in Troubled Times
Planning a Cost-Effective Job Search
Why Maintaining Your Credit Score Becomes Even More Important During the Continuing Credit Crunch
Graduation Gifts for Grandchildren
Helping Your Kids Recover after a Major Money Mistake
Open Enrollment:  Should You Take Advantage of Your Company's Health Savings Account Option?
Consumer Borrowing in 2009 Will Mean Making a Plan
Creating a Budget or Spending Plan:  A Good Way to Start the New Year
Preparing Your Finances for a New Baby
Top 10 Money Moves for Today's College Freshman
How New College Grads Can Get a Jump on Financial Planning For a Lifetime
Veterans Set for a Big Benefits Upgrade in 2009
Getting Fiscally Fit in the New Year
Financial Planning For Newly Single Parents
Going Green in a Blue Economy Can Be a Smart Investment
Traveling Smart During the Hot, Pricey Summer
How Not to Go Broke if Your Kids Move Back After Graduation
Preserving the Family Vacation -- Tips to Keep Spending In Check
Insuring Your Vacation? Make Sure You're Actually Covered.
How to Takeover an Aging Parent's Finances
Make Estate and Financial Planning a First Step After Divorce
Worker Shortage Will Spur Incentives to Keep Boomers on the Job
Preparing For Your First Visit with a Certified Financial Planner professional
Affording A Pet -- Ways To Save And Plan

Estate Planning:
The Do’s and Don’ts of Passing Down Vacation Property to Family
Why 2010 is the Year You Should Pay Closer Attention to Your Estate Plan
Keep an Eye on Your State's Estate and Inheritance Tax Policy
Preparatory Steps to Getting Your Estate in Order
Prepare Now for Moves on the Estate Tax
Even When a Spouse Dies, Debt Lives On
A To-Do List for Settling an Estate
Estate Planning for the Worst Possible Scenario -- The Death of Both Spouses While the Kids Are Young
Estate Check-Up:  Consider Making it a Multi-Generational Family Matter
High-Net Worth Individuals Might Consider a Qualified Personal Residence Trust to Reduce the Death Tax

Taxes:
When Doing Your Own Taxes Makes Sense ... And When It Doesn't
Get a Head Start on Tax Planning for 2008
Things to Know Before Filing Your Taxes
Don't Miss Key Medical Expense Deductions
Line-up Charitable Deductions Before the Holidays

Insurance:
How Much Term Life Insurance Should You Buy?
What to Know and Ask About Disability Insurance
How to Buy Life Insurance
Most People Don't Have Enough Disability Insurance
Short-term Long-term Care Insurance?  Make Sure it's a Good Idea for You.
A Long-Term Care Insurance Primer
Now is the Time to Pick Up Low Cost Life Insurance
An Annual Insurance Checkup Can Save You Money Without Hurting Your Coverage
Are Accelerated Death Benefits a Good Backstop for Uninsured Health Care Costs?

Entrepreneurs:
If You're Considering Entrepreneurship At Any Age, Business Planning Is A Necessity
Re-setting the Business Exit Plan in a Tough Economy
Thinking About Starting a Business?
Business Owner's Exit Plan:  Why It Is So Important
Thinking About a New Career Direction?  Here's How to Prepare For Your Own Business.

Higher Education:
The Balancing Act:  Retirement vs. College Savings
Consider a Condo for Your College Student
Top 10 Money Decisions for Today's Incoming College Freshman
Be Careful When Rebalancing 529 Plans
Is Your Child Headed to College?  It's Time to Take a Crash Course on Borrowing and Spending.
Heading Back to School?  Make a Plan First.
Have a Plan for Leftover 529 Plan Money
Blended Families Should Plan Early for Their Kids' College Financial Aid