Are you an employee of the Virginia Beach school system?  Contact me to participate in the 403(b) retirement savings plan.  Prepare for your future and start saving on taxes today!

Welcome to my website!  I created it to provide clients a useful link to helpful information.  The site will be expanding over the coming months, so I encourage you to revisit it periodically to see what is new.  Please explore all the sections of the site to find those most helpful to you.  You may use the "contact me" button as a convenient way to send me an e-mail.  I appreciate your comments and feedback.

Thank you for visiting!

Karl Klinger, CFP^®, CLU

2624 Southern Blvd., Suite 100
Virginia Beach, Virginia 23452

(757) 463-1384

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A broker/dealer or broker/dealer agent may transact business in a particular state only after licensure or satisfying qualifications requirements of that state, or if excluded or exempted from the states broker/dealer and broker/dealer agent requirements.  Follow-up, individualized responses to consumers in a particular state that involve either effecting or attempting to effect transactions in securities or the rendering personalized investment advice for compensation, shall not be made without first complying with the states broker/dealer and broker/dealer agent requirements, or pursuant to an applicable state exemption or exclusion.

This website intends to offer general information on the subjects discussed and should not be regarded as a complete analysis of these subjects.  Any tax or legal information is merely a summary of our understanding and interpretation of current laws and regulations and is not exhaustive.  Neither NEXT Financial Group, Inc. nor its representatives are qualified to give tax or legal advice.  Please consult your tax or legal professional regarding your particular situation.

©2008 Karl Klinger, CFP^®, CLU.  All rights reserved.